About us

Our job is to make things easier for you. And we’ll do what we can to make that happen.

Welcome to Skipton Building Society for Intermediaries

It’s great when things just work. So, we have set out to do what we can to make your role easier.

We’re here to lay the foundations to help you create more homeowners by taking a common sense, straightforward approach to lending, really listening to brokers and their clients, and acting on their feedback.

Our award-winning service allows you to talk to real people who can make decisions, get practical support from your local BDM and TBDMs and contact us the way you want. You can also use our online tools around the clock when you need to.

Listen to more from our Head of Business Development, Paul Fenn.

 

Our investment in technology

We know that in the fast-paced world, you and your customers don’t have the time to work with a lender who depends on manual processes to make decisions. You need answers quickly and simply.

That’s why over the past few years, we’ve invested heavily in technology - because we believed that it would make a significant difference for you and your clients.

Skipton Building Society for Intermediaries technology timeline 2018-2022

What have we done

2018

  • Aim to review all post received after initial assessment within 24 hours to speed up time to offer.

2019

  • Aim to review all Scottish and New Build cases within 48 hours of submission
  • Continued investment in our capabilities for Automated Scoring and Policy rules.

2020

  • Ability to provide day 1 offers
  • Launched automated income verification tech, removing the need for bank statements and pay slips where possible.

2021

  • Implemented automatic identification and verification to remove the need to provide certified ID where possible
  • Access to subject matter experts via our Underwriting Expert mailbox
  • Developed a new API for instant fraud checks and financial crime assessment.

2022

  • All properties valued using an AVM through an API which is supported by Cloud technology - this enables instant valuations where the application qualifies for an AVM and also allows the Society to track and monitor AVM performance with a view to increasing usage
  • New Build Help Desk launched for dedicated enquiries outside of BDMs
  • Twenty7tec Integration - a full integration at Full Mortgage Application & DIP straight into Lender platform
  • Moved to LMS for conveyancing panel management services in August 2022, which means we can add conveyancers to our panel within hours rather than days.

Awards

We’re proud to have been recognised by the What Mortgage Award as Best National Building Society for the 10th year in a row and Best Intermediary Lender for the 3rd year in a row. We’re also extremely pleased to have been named a Which? Recommended mortgage provider two years in a row, 2023 and 2024.

Which? Recommended mortgage provider for October 2024
Mortgage Finance Gazette 2023 Top Rated for Service Buy-to-Let Lender award badge
Mortgage Finance Gazette 2023 Top Rated for Service Mainstream Lender award badge
What Mortgage Award for Best National Building Society in 2023
What Mortgage Award for Best Intermediary Lender in 2023

Technology awards

In 2022, we won Best Lender for Technology at the Mortgage Finance Gazette Awards and were named by Legal & General Mortgage Club as the Best Lender for Digital Innovation, and we’ll continue to invest in technology as we see opportunities to make things easier for you.

Mortgage Club Awards 2022 winner Best Lender for Digital Innovation award badge
Mortgage Finance Gazette Awards 2022 winner Best Use of Technology - Lender award badge
Mortgage Strategy Awards 2022 winner Best Technology for Lenders award-badge

"We're constantly looking for ways to improve the customer journey, using technology and external data wherever possible. Our investment in tech has enabled us to provide straight through mortgage journeys for those low-risk simple cases and allow our experienced underwriters to be there for you on the more complex cases that require the human touch"

Karen Appleton, Head of Mortgage Lending

Need help?

Find a BDM

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Call us

If you need more help, we'd be happy to assist.

0345 601 6683