New Build Mortgage Proposition

Our New Build proposition has been designed with you and your clients in mind.

This includes:

  • Accepting applications up to 95% LTV for New Build houses and up to 90% LTV for New Build flats
  • 9 month offers as standard for all new build applications with a 3 month extension available, subject to criteria
  • Escalated underwrite queue of 48 hours for new build with additional documents assessed within 24 hours
  • Product selected at application is reserved for the duration of the offer plus any extension
  • Shared Ownership and First Homes England proposition and products available for New Build houses and flats up to 95%
  • No charge for a standard property valuation for mortgage purposes where the property is worth less than £1.5 million
  • No application fees (all products)
  • No completion fees on selected products
  • HTB remortgage product range

To help you, we've created a handy guide on the key points of our New Build Proposition.

New Build Proposition [PDF]

Introducing the New Build help desk

Our dedicated New Build help desk is designed to support with complex new business enquiries that can't be dealt with through your dedicated Business Development Manager.

Use our help desk for:

  • support on complex new business enquiries
  • to check site exposure
  • valuation, property or development queries
  • shared ownership and section 106 queries
  • lease queries

To speak to the help desk please call 01756 705450.

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At Skipton, we're committed to supporting the New Build market, and our proposition is based on broker feedback. So I’m delighted to share that as a direct result of feedback we've launched a dedicated New Build help desk to support with complex New Build specific enquiries such as development plans, exposure limits, lease queries and much more. This is in addition to your usual BDM contact and is another way we're making things easier for you by enhancing our proposition.

Rachael Hunnisett, National Accounts and New Build Lead

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