What is required

To submit a mortgage application to the Society you will need to ensure you have enclosed all the required documentation for the case type. This will help your client's application to proceed without delay.

In order to help you know what to send, we have created a handy guide which details what you will need for what type of case.

Minimum submission guide (PDF)

Acceptable documents (PDF)

Please use the ‘outstanding items’ in eMortgages to see what items are required when packaging cases to us.

How to submit

Applications must be sent online using our eMortgage system.

All documents must be sent within 15 days of application. Please use one of the following methods:

  • Scan and upload – found under My Case > View Summary and Documents once application is submitted. This is our preferred method, and documents need not be certified
  • Email to MSCAdvisors@skipton.co.uk quoting the account number
  • Fax to 01756 705714 quoting the account number

The Cash Flow Document can be found on eMortgages under My Tools. If your client has three or more mortgaged BTL properties in the background a Cash Flow Document statement will be required. This can be found under My Tools > Form Download.

Please ensure an online Decision in Principle (DIP) has been performed in advance of application as this will detail any additional documentation requirements.


In ALL cases can you please remember to:

  • Ensure signature boxes are completed by yourself and the clients
  • Ensure the Direct Debit form is always fully completed.

Contact us

Speak to your BDM

BDM Finder

Submit new or manage existing applications on our online mortgage system.

Product range

Take a look at our range of mortgages designed with first time buyers in mind.

Product range

We have a range of tools including our affordability and monthly payments calculators.

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