Helping people to have a home was our founding purpose in 1853 and getting keys into the hands of more First Time Buyers remains at the heart of what we do today.

Options for First Time Buyers

  • Our Track Record mortgage offers First Time Buyers with a track record of paying rent a mortgage for up to 100% LTV, to help them into their first home.
  • Joint Borrower Sole Proprietor mortgages - we allow up to up to 4 applicants and supporting borrowers don't have to be related to the main applicant to qualify.
  • Products available for major government schemes including First Homes England and Shared Ownership.
  • 40 year mortgage term available.
  • Lending up to 95% LTV – including New Build houses and New Build flats.

Skipton Building Society was founded in 1853 to help people own their own homes, and 170 years later, we’re still here, doing just that. From attractive product rates to common sense criteria, we’re here to support you in getting your clients the keys to their first home.

Jen Lloyd, Head of Mortgage Products

Helpful information for your First Time Buyers

Read our step-by-step guide to support your clients through the house buying process:

If you want to work with a lender who makes things easier, speak to your local Skipton Building Society for Intermediaries BDM today.

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Product range

Take a look at our range of mortgages designed with first time buyers in mind.

Product range

We have a range of tools including our affordability and monthly payments calculators.

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