To search for an item in the Society's Lending Criteria you can either:
- Select the category - Residential, Buy to Let etc.
- You can then:
- Search for key words - "BTL", "Income", "Self Employed" etc. OR
- Select the All or First Letter within the alphabetical filter
Filter Lending Criteria Alphabetically:
Policy
Loan To Income (LTI)
Maximum Loan to Income (LTI) limits are as follows:
| Income and LTV required | Maximum LTI |
|---|---|
| Income <=£50,000 or LTV >95% | 4.49 |
| Income <=£80,000 or LTV >90% with income >£50,000 | 4.75 |
| Income >£80,000 and LTV <=90% | 5 |
| Income >£100,000 and LTV <=90% | 5.5 |